Why do we have insurance? There are several different types that we have, health, life, auto, home...the list continues but you understand my point. We have insurance to protect against catastrophic loss. We pay premiums, monthly, yearly or quarterly just in case something disastrous happens.
For the Christian life some look at salvation, church attendance and the Lord the same way, a protection against a catastrophic loss. When trouble arises, they run to church or run to the Lord and that is not a bad thing yet God wants to be so much more in our lives than a insurance plan. He wants us to know Him. Proverbs 8:17 "I love them that love me; and those that seek me early shall find me." God desires for us to walk with Him and rest in His presence, Mark 6:31 "And He said unto them, Come ye yourselves apart into a desert place, and rest a while; for there were many coming and going, and they had no leisure so much as to eat." There is a peaceful rest we can find in a daily walk and communication with the Lord Jesus. Not just when trouble arises, but during the peaceful times.
Each morning we should spend time in Gods Word, in prayer and meditating upon what the scriptures say and how they are applicable to our lives today. We are living in "perilous" times and now is not the time to go uncovered...spend time with the Lord each day, enjoy His presence, His protection and His provision in the times of plenty or in times of loss.
Take time to asses your relationship with the Lord today and see how close you are to Him. Remember He desire to be close to you...daily...and the closer you get to Him the closer He will come to you. "Draw nigh to God, and he will draw nigh to you..." James 4:8